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How to Check If a Digital Lender Is Licensed by CBK

More than 500 loan apps were pulled from the Google Play Store in Kenya in a single enforcement wave, after operating without a licence. By one industry count, of roughly 800 lending apps that have applied for a Central Bank of Kenya licence since digital lending took off, only around a quarter actually made it through. If you've ever downloaded a loan app on a friend's recommendation without checking whether it's actually regulated, here's how to find out in under two minutes. Why This Actually Matters An unlicensed lender isn't just operating in a legal grey area, it typically means none of Kenya's borrower protections apply to you. Licensed Digital Credit Providers are legally required to disclose the full Total Cost of Credit upfront, give borrowers a 24-hour cooling-off period, and are barred from harassment tactics like messaging everyone in your phone contacts over a missed payment. Unlicensed lenders routinely ignore all of it, and because they're no...

About East Africa Tech

 

About East Africa Tech Blog

Telling the Story of East Africa's Innovation Economy

East Africa Tech Blog is a leading digital publication dedicated to covering the people, companies, ideas, and technologies shaping the future of East Africa. We exist to document the region's rapidly evolving technology ecosystem while connecting founders, investors, innovators, policymakers, and technology enthusiasts through insightful, accessible, and impactful journalism.

As one of Africa's fastest-growing innovation hubs, East Africa is producing world-class startups, transformative digital solutions, and groundbreaking entrepreneurs. Our mission is to ensure these stories are told accurately, consistently, and globally.

What We Cover

Our editorial focus spans the entire innovation ecosystem, including:

  • Startups and scaleups

  • Venture capital and fundraising

  • Artificial intelligence

  • Fintech and digital payments

  • Agritech

  • Health technology

  • Climate and clean technology

  • E-commerce and digital commerce

  • Telecommunications

  • Government technology and digital policy

  • Cybersecurity

  • Enterprise technology

  • Creator economy and digital media

  • Emerging technologies shaping the future of Africa

Alongside breaking news, we publish founder interviews, industry analysis, opinion pieces, market insights, research, company profiles, product launches, and ecosystem reports that help readers understand not just what is happening, but why it matters.

Our Vision

We envision an East Africa where innovation receives the visibility, investment, and recognition it deserves. By producing credible, independent journalism, we aim to become the most trusted source of technology news and analysis across the region.

Our Mission

Our mission is to amplify East Africa's technology ecosystem by delivering timely news, thoughtful analysis, and meaningful storytelling that informs, educates, and connects the people building Africa's digital future.

Who We Serve

Our audience includes:

  • Startup founders

  • Investors and venture capital firms

  • Business leaders

  • Software developers and engineers

  • Product managers

  • Government agencies

  • Innovation hubs and accelerators

  • Students and researchers

  • Corporate decision-makers

  • Technology professionals

  • Members of the global African diaspora interested in innovation

Whether you're launching a startup in Nairobi, investing in Kigali, building digital products in Kampala, scaling a business in Dar es Salaam, or simply following Africa's technology landscape, East Africa Tech Blog provides the insights you need.

Our Editorial Principles

Everything we publish is guided by a commitment to:

  • Accuracy and credibility

  • Independence and fairness

  • Timeliness

  • Context-driven reporting

  • Responsible journalism

  • Constructive storytelling

  • Evidence-based analysis

We believe technology journalism should do more than report headlines—it should explain trends, celebrate innovation, encourage informed conversations, and hold the ecosystem to high standards.

Why We Exist

Africa's innovation story deserves dedicated coverage rooted in local understanding and global relevance. Too many important stories remain untold or underreported. East Africa Tech Blog was created to bridge that gap by providing consistent coverage of the entrepreneurs, innovators, researchers, investors, and organisations building the region's digital economy.

Every startup founded, every investment announced, every product launched, and every technological breakthrough contributes to East Africa's future. We are here to document that journey.

Partner With Us

East Africa Tech Blog works with startups, corporations, investors, development organisations, innovation hubs, universities, and ecosystem builders to amplify impactful stories through editorial features, thought leadership, interviews, event coverage, research, and strategic media partnerships.

If you're building the future of technology in East Africa, we'd love to tell your story.

East Africa Tech Blog — Documenting the innovations shaping East Africa today and the technology leaders transforming Africa tomorrow.

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